As one of the largest and most trusted banks in India, the State Bank of India (SBI) offers its customers multiple convenient ways to check their account balance. Whether you prefer using your mobile phone, internet banking, ATM services, or even visiting a branch in person, SBI provides various options to suit your preferences and needs. In this guide, we will walk you through the different methods available to check your SBI account balance quickly and easily.

Checking SBI Account Balance Through SMS or Missed Call

Checking Account Balance Through SMS

For SBI account holders who prefer a quick and straightforward method, checking your account balance via SMS can be a convenient option. Follow these steps:

  1. Register your mobile number with the bank to avail of this service. If not already registered, visit your nearest SBI branch to link your mobile number with your account.

  2. Once your mobile number is registered, you can check your SBI account balance by sending an SMS to the designated SBI number.

  3. Compose a new SMS in the following format: “BAL” and send it to 9223766666 using the mobile number linked to your SBI account.

  4. You will receive an SMS shortly with your account balance details.

Checking Account Balance Through Missed Call

If you are looking for a more immediate way to check your account balance without incurring any SMS charges, you can opt for the missed call service. Here’s how:

  1. Ensure your mobile number is registered with SBI for this service.

  2. Give a missed call to 9223766666 from your registered mobile number.

  3. Wait for the call to disconnect automatically.

  4. Shortly, you will receive an SMS with your account balance details.

Checking SBI Account Balance Using Online Methods

Internet Banking

SBI’s online banking platform provides a convenient way for account holders to manage their finances, including checking their account balances. To use this service:

  1. Log in to the SBI Internet Banking portal using your username and password.

  2. Navigate to the ‘Account Summary’ section on the homepage.

  3. Your account balance will be displayed along with other account details.

Mobile Banking App

SBI’s mobile banking app offers a user-friendly interface for accessing various banking services, including checking your account balance on the go. Here’s how to do it:

  1. Download and install the SBI Anywhere Personal app from the App Store or Google Play Store.

  2. Log in using your credentials and navigate to the ‘Account Balance’ option.

  3. Your account balance will be displayed on the screen instantly.

Checking SBI Account Balance at ATMs

SBI account holders can also check their account balance conveniently using the bank’s extensive network of ATMs. Follow these steps:

  1. Visit your nearest SBI ATM and insert your ATM card into the machine.

  2. Enter your ATM PIN when prompted.

  3. Select the ‘Balance Enquiry’ option on the screen.

  4. Your account balance will be displayed on the screen.

Checking SBI Account Balance by Visiting a Branch

For customers who prefer traditional banking methods or face any issues with electronic services, visiting an SBI branch is always an option. Simply:

  1. Visit your nearest SBI branch during working hours.

  2. Approach a bank representative at the helpdesk or counter.

  3. Provide your account details and request to know your account balance.

  4. The bank representative will assist you in providing your account balance information.


1. Can I check my SBI account balance without internet connectivity?

Yes, you can check your SBI account balance through SMS or by giving a missed call to the designated number without the need for internet connectivity.

2. Is there a charge for checking SBI account balance through SMS?

SBI does not levy any charges for using the SMS banking service to check your account balance. However, standard SMS charges may apply depending on your mobile service provider.

3. How frequently can I check my SBI account balance using the missed call service?

There are no restrictions on the number of times you can check your SBI account balance through the missed call service. Feel free to use it whenever you need to know your account balance.

4. Can I check my SBI account balance through ATM services of other banks?

Yes, you can check your SBI account balance through other bank ATMs using your SBI ATM card. However, ensure that the ATM belongs to a network that supports balance inquiries for SBI accounts.

5. What should I do if I encounter discrepancies in my SBI account balance?

If you notice any discrepancies or unauthorized transactions in your SBI account balance, contact the bank’s customer service immediately to report the issue and initiate the necessary steps to resolve it.

In conclusion, checking your SBI account balance is simple and convenient, thanks to the various options provided by the bank. Whether you prefer using mobile services, internet banking, ATMs, or visiting a branch in person, SBI ensures that you can access your account balance with ease. Choose the method that suits you best and stay informed about your finances at all times.


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